Think Sarasin

Trustees face a balancing act to ensure they generate sufficient income for current beneficiaries, while growing income over time so that future beneficiaries have the same spending power, after the effects of inflation. In the past, a charity with permanently endowed capital was restricted to only being able to spend its income.

This put it at a disadvantage to unrestricted charities, where trustees had the flexibility to spend both the income and capital.

As an investment manager, managing risk is always front of mind in how we at Sarasin & Partners serve our clients. Here we outline our thought processes in how we balance different risks, to maximise the possibility of the best outcomes for our clients. At its core, ‘risk’...

We have written multiple articles over the years trying to make sense of the terminology and practices relating to ethical investing, stewardship, and everything ESG (environmental, social and governance). This time our attention turns to the word ‘impact’, with many charities looking to align at least a part...

Charitable organisations utilise a range of strategies to fund their projects and ensure they have a lasting impact. Among these, the charity endowment represents a core source of financial stability, insulating charities from more volatile and inconsistent sources of funding, such as legacies and donations, particularly during periods...